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After I started focusing on getting my finances in order, I was surprised to find that there were all kinds of gaps in my financial plan. I owed people money that I didn't even remember borrowing from, and it was really discouraging. I thought carefully about what to do, and I was able to find a great business in the area that could help by lending me a little bit of money. I worked with the money services company to cover my debts, and then I repaid them when I got paid. Check out this blog for all kinds of great information on using a money services company.